3+ Decades Experience

Wage Garnishment Law Firm

Our attorneys have extensive experience in wage garnishment cases, and we are committed to helping clients understand their legal options and develop a plan of action. We work closely with clients to negotiate with creditors and explore all possible avenues for stopping wage garnishment, ensuring that our clients’ rights are protected and their financial stability is restored.

Trusted Wage Garnishment Attorneys

The Legal Process

Speak with a knowledgeable attorney to assess your situation and determine if wage garnishment can be stopped through legal means.

Wage Garnishment Guide

Review state and federal wage garnishment exemption laws to determine if you qualify for an exemption.

Complete and file a claim of exemption form with the court clerk, providing necessary supporting documentation, within the required timeframe.

Attend the hearing scheduled by the court to review the claim of exemption, present evidence to support your claim, and respond to any objections raised by the creditor.

Wait for the court to make a decision on your claim of exemption. If the court grants your claim, the wage garnishment will be stopped. If the court denies your claim, you may need to explore other legal options, such as bankruptcy, to stop the garnishment.

Typically, the conclusion of the Meeting of Creditors marks the end of an active bankruptcy process. Clients can expect to receive their Discharge of Debts within about 8-10 weeks after meeting with the Trustee.

Frequently Asked Questions

Can all types of income be subject to wage garnishment?

Generally, most types of income can be subject to wage garnishment. However, some types of income, such as Social Security benefits or disability payments, are exempt from garnishment by federal law.

What is the maximum amount that can be garnished from my wages?

The maximum amount that can be garnished from your wages is determined by federal and state law. Generally, the maximum amount that can be garnished is 25% of your disposable income.

Can I stop wage garnishment without filing for bankruptcy?

Yes, there are other legal options to stop wage garnishment, such as negotiating with creditors or claiming an exemption. However, it is important to consult with an attorney to determine the best course of action for your specific situation.

How long does it take to stop wage garnishment after filing a claim of exemption?

The timeline for stopping wage garnishment after filing a claim of exemption varies depending on the court’s schedule and workload. It can take several weeks to several months to resolve.

Can wage garnishment affect my credit score?

Wage garnishment is not reported to credit reporting agencies, so it does not directly impact your credit score. However, the underlying debt that led to the wage garnishment can negatively affect your credit score.

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Barbaruolo Law Firm Testimonials

My wife and myself needed a Law firm we could trust. A lawyer that had experience, and knowledge. And one that would treat us like family, not just another client. We found all of those attributes. Who you ask, her name is Paula Barbaruolo. Paula and her team are by far the best. She answered all of our questions, addressed all of our concerns. When you step in the door of her office, you automatically feel comfortable. Her attention to detail, is second to none. When she tells you she's going to accomplish the reasons you came there for, she does just that. There's never any stress when you're there, or when you leave. I can't emphasize enough to each and every person that needs a top-notch Lawyer, don't hesitate, contact Paula. I promise you, it will be the best phone call you will ever make. On a scale from one to ten, I give Paula and her team a twelve.

[redacted] Client

I recently had the pleasure of working with Mrs. Barbaruolo. I found her to be honest, fair, competent, sharp and creative. She was also very human and caring. She solved my legal issues in a very timely manner and was very fair in her pricing. If you are needing a bankruptcy lawyer, look no further… Paula Barbaruolo is the right lawyer for the job!! I HIGHLY recommend her!!

[redacted] Client

I cannot thank you enough for everything you have done for me. I am your biggest fan! You are simply amazing and oh how I wish I started this whole process with you from the beginning. ​It would have saved me many tears and sleepless nights.

[redacted] Client

When I got into trouble with credit cards, I went to Barbaruolo Law Firm for help. When I thought I couldn't do anything, Paula helped me come up with a plan that was great for me. Without getting into details, I had some trouble in my payback period and Paula and her team went to bat for me and helped me beyond my imagination. I would HIGHLY RECOMMEND this law firm! They truly care.

[redacted] Client

I’ve got nothing more to say than professionalism for this firm. Every aspect of my case was fully explained to me in detail and there were never any surprises. Communication is excellent, especially when I would receive mail and have questions regarding the content. Paula and her team are outstanding!

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Located in Albany, NY

Where to Find Us

Our offices are located centrally to the Capital Region of New York in Latham, minutes from the Albany Airport.

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