Chapter 7 bankruptcy is a legal process that helps individuals eliminate unsecured debts by liquidating non-exempt assets. It provides a fresh start for those overwhelmed by financial obligations, while their assets are sold to repay creditors in a court-supervised procedure.
Chapter 13 bankruptcy is a court-supervised debt reorganization plan that allows individuals to repay a portion of their debts over 3-5 years, while protecting their assets. It offers a manageable repayment structure, helping debtors regain financial stability without liquidating their property.
Chapter 13 Bankruptcy Services
Foreclosure defense involves using legal strategies to help homeowners facing foreclosure retain their homes or minimize financial loss. Bankruptcy law firms can negotiate with lenders, identify errors in foreclosure procedures, and explore alternatives like loan modifications, short sales, or bankruptcy options.
Foreclosure Defense Services
Mortgage modification is a process where lenders agree to change the terms of a borrower’s mortgage, making payments more manageable. This can include adjusting interest rates, extending the loan term, or reducing principal. It’s a solution to prevent foreclosure and help homeowners maintain ownership.
Mortgage Modification Services
Wage garnishments are court-ordered deductions from a debtor’s paycheck to repay outstanding debts, such as unpaid taxes, child support, or student loans. A bankruptcy law firm can help stop garnishments and protect your income by addressing the underlying debts through various legal solutions.
Stop Wage Garnishments
Real estate law governs property transactions, including buying, selling, leasing, and financing. It involves legal issues related to land, structures, and property rights. A real estate law firm assists clients in navigating complex regulations and ensuring proper documentation to protect their interests.
Real Estate Legal Services